N/A Homes under $400,000

Welcome to your dream home search in the beautiful state of Colorado! This vibrant region not only boasts stunning landscapes and a rich cultural tapestry but also offers an array of affordable housing options, particularly for those looking for homes under $400,000.

Imagine waking up to breathtaking mountain views, fresh air, and a community that embraces both adventure and tranquility. Whether you’re a first-time homebuyer, a growing family, or someone looking to downsize, Colorado has something special for everyone—especially when it comes to budget-friendly homes.

In this price range, you’ll discover charming single-family homes, cozy townhouses, and modern condos, all designed to fit your lifestyle without breaking the bank. Many of these properties feature open floor plans, spacious backyards, and updated amenities, perfect for entertaining or simply enjoying a quiet evening at home.

The surrounding neighborhoods offer a variety of parks, schools, and recreational opportunities, making it easy to enjoy the great outdoors. From hiking trails to local farmers’ markets, your new home will be a gateway to a lifestyle filled with adventure and community spirit.

Don’t miss out on the opportunity to own a piece of Colorado paradise without exceeding your budget. Explore our listings today and find the perfect home that fits your needs and dreams! Your ideal Colorado home awaits—let’s make it a reality together!

Newest N/A Homes under $400,000

$399,950

2 Beds ⋅ 1 Baths ⋅ 1926163 MLS

A small-town Colorado home with a piece of history right next door. 24205 Eccles Street sits beside the historic Elbert Mercantile building, one of the landmarks that gives the town of Elbert its character. This cute 2 bedroom, 1 bathroom home offers 1,500 total square feet, and 1,300+ sqft finished. Open floor plan, with multiple areas to entertain and relax. Both bedrooms are roomy, the loft (which can be a room or flex space) is large and great to a variety of things, and the layout gives you room to live comfortably without more house than you need to keep up. Outside, you get the open sky and slower pace that draw people to Elbert County, with Kiowa and Elizabeth close by for all the necessities. Homes in the heart of Elbert don't come up often. Call to schedule a showing.

24205 Eccles St, Elbert

Courtesy of Keystone Realty Co . scott@keystone-realtyco.com,303-223-9767

$245,000

1 Baths ⋅ 9162249 MLS

CHARMING WESTCLIFFE COTTAGE WITH MIXED-USE POSSIBILITIES -- Small footprint, big possibilities in the heart of Westcliffe! With zoning status of both Commercial and Residential, this charming 1925 cottage offers approximately 425 square feet of thoughtfully arranged space, combining the character of an earlier era with the conveniences of an updated tiny home.The bright main room functions as both living and sleeping space, complemented by an updated kitchen with quartz countertops, farmhouse sink and modern appliances. A full bath and separate laundry/utility area with stackable washer and dryer make this petite home surprisingly complete. Step outside to a fully fenced yard with plenty of room to create your own garden, outdoor sitting area or private retreat. A carport provides covered parking, and the detached shed adds valuable storage space. Located right in town, you'll be close to Westcliffe's shops, restaurants, galleries and community activities while enjoying the independence of no HOA. Whether you envision a simple full-time residence, a Colorado mountain getaway, a downtown boutique or other business, 103 S. Third Street is a wonderfully uncommon little place in the heart of Westcliffe.

103 S 3rd St, Westcliffe

Courtesy of Summit & Main Realty Group . kimberly@summitandmain.com,719-792-9108

$400,000

4 Beds ⋅ 2 Baths ⋅ IR1067486 MLS

***Up to $5,000 lender credit available for qualified buyers who finance with Kelly Chacon at Guild Mortgage. Credit may be applied toward allowable closing costs, rate buydown, and prepaids. Subject to loan approval and program guidelines.*** Welcome home to this brand-new 4-bedroom, 2-bath home featuring a bright, open-concept floor plan designed for comfortable everyday living. The kitchen comes complete with new appliances and flows seamlessly into the main living and dining areas, creating a great space for entertaining or relaxing. The primary bedroom features a private attached bath, while three additional bedrooms provide plenty of flexibility for family, guests, or a home office. An Ecobee smart thermostat adds modern convenience and energy efficiency. With everything brand new and move-in ready, this home is ready for its first owner!

110 W Grant Ave, Firestone

Courtesy of Real Estate Connections, Inc . 9703883969

$160,000

2 Beds ⋅ 1 Baths ⋅ 3310824 MLS

Charming 2 bed, 1 bath home set on nearly .25 acre with beautiful views of Fishers Peak. Conveniently located just 10 minutes from historic downtown Trinidad, offering the perfect blend of peaceful living and easy access to shops, dining, and amenities. Bigger ticket items were updated approximately five years ago, providing peace of mind and added value. The spacious lot offers room to garden, entertain, or simply enjoy Colorado’s scenic surroundings. An excellent value and ideal opportunity for first-time buyers or investors looking to begin building equity in a growing Southern Colorado market. https://youtu.be/2EgWeeP6Zj0

11350 County Rd 67.1, Trinidad

Courtesy of Code of the West Real Estate . amanda@cotwrealestate.com,307-460-0872

$374,999

2 Beds ⋅ 2 Baths ⋅ 9282603 MLS

CHARMING SILVER CLIFF HOME WITH MOUNTAIN VIEWS AND OUTDOOR LIVING -- Set in the picturesque mountain town of Silver Cliff, Colorado, this beautifully updated home blends timeless mountain character with modern comfort, all framed by sweeping views of the Sangre de Cristo range. Step inside to a welcoming interior that effortlessly connects refined living with the surrounding outdoors. New LVP flooring installed in 2023 leads into a bright, open living space where large windows flood the home with natural light and capture breathtaking mountain vistas. A centrally placed wood stove anchors the room, offering warmth and ambiance after a day of outdoor adventure. The thoughtfully remodeled and expanded kitchen balances style and functionality, featuring generous counter space and ample cabinetry ideal for everyday living and entertaining. Just off the kitchen, the dining area enjoys abundant light and scenic views, creating an inviting setting for meals and gatherings. The home offers two full bathrooms, one on the main level and one upstairs, providing everyday convenience and flexibility. Upstairs, two well-appointed bedrooms serve as peaceful retreats. Listing photos include virtual staging to illustrate layout and design potential.

715 2nd St, Silver Cliff

Courtesy of Summit & Main Realty Group . kimberly@summitandmain.com,719-792-9108

$380,000

3 Beds ⋅ 3 Baths ⋅ IR1065018 MLS

CUSTOM HOME with 3 bedrooms and 2 1/2 bathrooms built in 1992 on 10 ACRES with lots of MATURE TREES and GREAT VIEWS in every direction! This ONE LEVEL HOME has everything you need for PEACEFUL COUNTRY LIVING, Centrally located, just 23 miles from Sterling, 17 miles from Sidney Nebraska, and only 2 1/2 miles southeast of Peetz, Colorado, and the PEETZ SCHOOL DISTRICT.

34288 County Road 51, Peetz

Courtesy of Vandenbark Realty . 9705203380

$299,900

3 Beds ⋅ 2 Baths ⋅ 2267874 MLS

This beautiful 3-bedroom, 2-bathroom home in Starkville offers a perfect blend of comfort, privacy, and outdoor living. As you step inside the spacious 3049 sqft home you'll be greeted by a warm and inviting living space, ideal for both relaxation and entertaining. The well-designed floor plan seamlessly connects the living room, dining area, and kitchen, creating an open and airy atmosphere. One of the standout features of this home is the oversized 3-car garage, providing plenty of room for vehicles, storage, and hobbies. Whether you're a car enthusiast or need extra space for your outdoor gear, this garage has you covered. The beautiful yard and patio area are perfect for enjoying Colorado's stunning weather, hosting barbecues, or simply unwinding with a book. Don't miss your chance to own this exceptional home that combines comfort, privacy, and ample space for all your needs. Call to set up your showing today!

8961 County Road 69, Trinidad

Courtesy of Code of the West Real Estate . M3255@gmail.com,719-742-3626

$280,000

3 Beds ⋅ 1 Baths ⋅ IR1059449 MLS

Welcome to country living with room to grow! This spacious 3-bedroom, 1-bath home offers over 2,500 square feet of living space, including a partially finished basement -ready for your personal touch and future expansion possibilities.The main level features an open kitchen that flows seamlessly into the large living room, creating a welcoming space perfect for gathering and entertaining. Newer laminate wood flooring throughout the living and dining areas adds warmth. Enjoy the outdoors from your large covered patio.Situated on a full acre just outside city limits, this property provides plenty of room to enjoy the outdoors, hobbies, animals, or extra storage needs. One of the standout features is the massive detached 800 sq ft shop ideal for car enthusiasts, mechanics, business owners, or anyone needing exceptional workspace and storage.If you've been looking for space, functionality, and endless potential all in one property, this one is a must-see! Call today for your private showing!

16237 County Road 19, Fort Morgan

Courtesy of Best Life Realty . 9703709804

$299,900

3 Beds ⋅ 2 Baths ⋅ 8976844 MLS

Now offered at $299,900, this is one of Salida's most affordable opportunities for homeownership, investment, or a future renovation project. With a practical single level layout, three bedrooms, two bathrooms, and a spacious living room, the home offers a comfortable foundation with room to make it your own. The eat in kitchen provides plenty of space for everyday meals and gathering with family and friends. The primary bedroom is positioned separately from the additional bedrooms, creating a functional layout that works well for a variety of living situations. A dedicated laundry area and multiple storage sheds add everyday convenience. Situated on a corner lot, the property offers added elbow room along with off street parking and convenient alley access, providing flexibility for parking, storage, or future improvements. The fully fenced yard, mature trees, and generous outdoor space create room for pets, gardening, or simply enjoying the outdoors. Recent updates include a newer furnace and a remodeled bathroom, providing added value and peace of mind. Located within Salida city limits, you'll enjoy convenient access to downtown, schools, parks, and the Arkansas River. With a new price of $299,900, this is an outstanding opportunity to own property in one of Colorado's most sought after mountain communities.

602 Vine St, Salida

Courtesy of Century 21 Community First . post@firstcolorado.com,719-539-6682

$115,000

1 Beds ⋅ 1 Baths ⋅ 6744175 MLS

CHARMING AND EFFICIENT OPPORTUNITY WITH SMALL-TOWN LIVING -- Land and Tiny Home for sale, with an opportunity to be part of the exciting journey of tiny home ownership! Several significant improvements have been made to ensure this lot can support a 334 sq. ft. tiny home that can provide maximal efficiency and comfort within a small footprint. This property comes with .21 acres, a 334 sq. ft. tiny home, and several improvements. Morton Electric of Pueblo has installed two 50-Amp GFI breakers for a trailer home and RV, and a 4 x 7 porch with handrail and four steps has been installed, boasting a 2 x 6 construction. A certificate of occupancy was granted from the City of Walsenburg in 2023. The tiny home on the premises is a testament to efficient, thoughtful living focusing on comfort and practicality. The home has a living area, kitchen, 3/4 bath, bedroom, washer/dryer combo, loft, and skylight. Walsenburg City Utilities, water, and sewer are hooked up, and electric is San Isabel. You'll have beautiful views of the Spanish Peaks and the Sangre de Cristos too! Close to town, Walsenburg is one of the few communities across Colorado that allows tiny home living. Call for more details!

816 W Montana St, Walsenburg

Courtesy of Summit & Main Realty Group . kimberly@summitandmain.com,719-792-9108

$300,000

1 Beds ⋅ 1 Baths ⋅ 4987116 MLS

This charming 1 bed, 1 bath mountain cabin features a warm and inviting living space centered around a beautiful wood burning fireplace. Enjoy peaceful mornings and evening sunsets from the front stone patio, surrounded by serene, mountain scenery. The home includes a full bath and a 1-car garage for added convenience and storage. Whether you're looking for a weekend getaway, investment property, or full-time residence, this mountain escape delivers character, charm, and tranquility.

8150 W Us Highway 24, Cascade

Courtesy of Coldwell Banker Beyond . jasonroshek@gmail.com,719-237-0394

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